I am interested in worldwide travel insurance to cover multi activity, baby and US travel. But I want to get the most for my money, not just the cheapest
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I would call an insurance broker – they have a range of policies that are half decent. Internet policies (aggregator especially) tend to exlcude pre-existing medical conditions, terrorism cover and have high excesses (to get the price down) whereas a broker will offer you a better policy.
One of the best cover wise is the BIBA travel insurance scheme – £40 excess per person per incident (not per section) with a £80 excess maximum per family. The annual policy is 45 days a trip.
With regards to activities, quite a range is covered but a broker will ask you about higher risk activities and recommend a policy that covers them.
try 1stoptravelinsurance.co.uk
Money Supermarket – Travel Insurance But if you have a pre-existing medical condition I would suggest you contact a local broker.
Try Squaremouth. Its a comparison site that has sort by price, sort by best benefit and policy side by side comparison.
You can also filter by other things such as hazardous sports..
There is also a USA site which may be worth checking out due to the good exchange rate at:.
Based on your question, I just want to warn you that a bunch of people are going to suggest to you that you check out a company called Squaremouth. Please be advised this company is notorious for posting their spam here. It has been a big topic of discussion among a travel forum that I subscribe to. Many of my fellow travelers have been directed there, only to find they do NOT have the best deals. I think they must pay people to lurk in yahoo answers and get themselves some free advertisement. If you want to email me privately I will point you in the direction of some honest folks who have been in the biz for 30+ years and can get you a good deal and lots of options. Also, avoid insurance offered through travel agents and the post office. Here’s wishing you a safe journey!!!
If you will email me. I can give you several very excellent companies.